Attractive interest rates are a feature of all SBP products. By channeling available resources into profitable activity, the bank is able to pay comparatively higher interest rates to depositors.

We're able to do this for the following reasons:

Consistently Profitable
SBP has been consistently profitable since it opened its doors. Our business model calls for generated profits to be distributed to our depositors via enhanced interest rates. We do not pay dividends on earnings to shareholders.

Prudent Investments
Global investments, not loans, are the primary source of our earnings at SBP. Interest rates offered to depositors are based on prudent investment return expectations and are reviewed quarterly by the Board of Directors.

Low Overhead
We minimize operational costs by focusing our activities, thereby streamlining administrative processes. We also benefit from the shared resources and research provided to us by other Stanford Financial Group affiliates.

Zero-Tax Jurisdiction
Since SBP is domiciled in Panama, we are not subject to taxation on international transactions. As a result, more of our generated profits are available for reinvestment and to enhance depositor yields.

No Loan Losses
By making only cash-secured loans to our clients, we eliminate credit risks and the negative impact on earnings due to loan losses.